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Technology Insurance for Businesses
Why Is It Important To Have Technology Insurance?
Simply put, it's important for technology companies to have insurance to protect against any losses that might stem from errors or emissions in their services.

Let's say you're a managed services provider that guarantees a client 99.998% uptime. Now, let's say that in one month that average dips to 99.00%. You've technically breached your service guarantee, causing harm to your business, and you could incur losses as a result.
Top Insurance Needs for the Tech Industry
When looking for insurance for technology companies, one of the most important things to keep in mind is that not all organizations are created equally. Even if you took a look at your closest competitor, you'd probably be looking at a very different organization from your own. A mobile app development company is not exposed to the same risks as an SaaS organization, or cloud provider, etc.
That is to say, look for a technology insurance company that won't force you into some "one size fits all" box when it comes to coverage. Look at the list of
insurance options below to choose the one that makes the most sense for your unique risks and goals.
Comprehensive Insurance Options for Technology Companies
Also commonly referred to as an E&O policy for short, this is a type of insurance coverage that will protect your technology company from any claims of inadequate work, negligent actions, etc.
This is essentially a bundled type of coverage, bringing general liability and property coverage together.
This would pay out in the event that there are claims relating to things like bodily injury or property damage.
This is often another way to refer to errors and omissions liability insurance, and it again provides protection against things like claims of inadequate service.
This is a type of plan that offers more coverage that you may not have through other individual policies, like auto liability or general liability.
For a technology company, this is especially important and it will pay out to help you recover from a data breach, a cyberattack, or similar types of expensive situations.
This helps make sure that your building and all physical assets are protected in case they are stolen or damaged - which is key for the expensive technology your business needs to run.
This is a type of protection that pays out to employees who are injured or who get sick while on-the-job.
This is a type of policy that protects any work vehicle that you have from theft, damage, and other potential issues.
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All the top-rated carriers in Georgia including Selective, Hanover, Travelers, Hartford, Nationwide, Chubb, Liberty Mutual, and more.
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BIS Benefits works with companies all around the state of Georgia, below are some of the cities our clients are located in:
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