Restaurant and Food Business Insurance

Tailored Insurance Solutions for All Food Businesses

One of the most important things to understand about food business insurance is that not all organizations are created equally. The types of risks that a bakery is exposed to aren't quite the same as a brewpub or café. If you're running a restaurant that exclusively offers carryout, your potential hurdles are different than a business that is more of a table service restaurant.


That's why, at BIS Benefits, we work hard to understand not only your unique needs, but your unique concerns. That way, we can come up with the right, tailored insurance solution that is built for you and you alone.

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Who Needs Restaurant Insurance?

In essence, any restaurant, coffee shop, or other food service business that A) produces items that are intended for public consumption, and that B) deals with those consumers on a regular basis, can benefit from the type of protection that restaurant insurance has to offer.


Food business insurance helps make sure that one slip and fall won't end everything you've worked so hard to build. It guarantees that foot spoilage that is the result of a faulty refrigerator won't lead to the type of devastating litigation that many small businesses cannot recover from. More than anything else, it offers the peace-of-mind that only comes with knowing that you're protected, no matter what.

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Key Coverage Options for Food Business Insurance

This type of policy combines business property, general liability, business income, and equipment coverage.

This is a specific type of policy, often legally mandated, that is intended to protect your employees should they become injured or fall ill while on-the-job.

This helps to protect you from the types of risks that you are likely to encounter on a daily basis.

If yours is the type of business that has vehicles that are used for work-purposes, like delivery vehicles, you need commercial auto insurance coverage.

The risk of cyber attacks has increased exponentially over the last few years and there is no such thing as a business that is "too small" or "too niche" to avoid this type of unwanted attention.

This helps to protect not only your building, but also the types of essential items inside like equipment, from potential problems like fires or sewer backups.


This is an extra layer of protection that is intended to help you defend against particularly large liability losses. One example of this would be if a customer was unfortunately seriously injured at your restaurant.

Is this the Type of Coverage You Need?

BIS Benefits

Your Trusted Partner

If you'd like to find out more information about the benefits of food business insurance, or if you'd just like to speak to someone about your business' own employee benefits or insurance-related needs in a bit more detail, please contact the team at BIS Benefits today. We offer a wide range of different business insurance options for you to choose from moving forward.

Three Reasons To Choose BIS

Hand's On Team

Personal Insight, Cutting Edge Technology, and Coverage Expertise from Professional Insurance Industry Experts.

Industry Experts

Knowledgeable in All the Markets, Representing All Major Carriers - We Shop, You Save

Excellent Customer Service

Quick Response, Five Star Rated, BBB Credited, Best Customer Service in the Industry

At BIS Benefits, we pride ourselves on our ability to become your one-stop shop for all your business insurance needs. We always take the time to learn about you and your people to an intimate degree, allowing you to put together solutions that not only let you meet the challenges of today but that better prepare you for the ones you may face tomorrow, too.


In addition to offering insurance and employee benefits consultant services, we also offer business insurance, health insurance, and more. We want you to be able to rest easy knowing that your needs are being taken care of so that you can focus on what is rightfully the biggest part of your life: running the successful company you've always dreamed of.


If you'd like to find out more information about the mechanics of IT and technology insurance, or if you'd like to put together an appropriate package for your own business but aren't sure where to begin, please don't hesitate to contact the team at BIS Benefits today.

Our Carriers

All the top-rated carriers in Georgia including Selective, Hanover, Travelers, Hartford, Nationwide, Chubb, Liberty Mutual, and more.

Where We Work

BIS Benefits works with companies all around the state of Georgia, below are some of the cities our clients are located in:

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Business Insurance, Group Plans, and Employee Benefits? We're here to help! Our team is friendly, knowledgeable - and ready to answer your questions or put together a custom quote for your exact requirements. Contact us today!

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