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The technology industry is unique in that organizations face a lot of risks that those in other sectors might not. In addition to facing common issues like errors, mistakes, and claims of negligence or omission, IT companies need to think about data security. The average cost of a single data breach is enormous, to say nothing of the reputational damage that could occur, which is why having the right insurance solution for your technology company is of paramount importance.
One critical thing to understand about IT insurance and technology insurance in general is that there is no "one size fits all" approach to putting together a package. Coverage can and should be fully customized to not only play to the strengths that make your business unique but to protect against the unique risks you face. To that end, we offer coverage for a wide range of professionals, including but not limited to ones like:
This helps protect a manufacturer from claims of bodily injury, property damage, reputational harm, and more. In Georgia, this is a requirement to get your license to operate.
Also called "errors and omissions insurance," this is a type of policy that protects you and your people from claims of mistakes that may have been made during work.
This would cover vehicles that you and your people use for work purposes, like visiting client locations.
This type of policy protects you in the event that it is alleged your product does not work as intended or causes damage in some way.
This offers protection for those issues that other types of policies do not cover.
This would cover vehicles that you and your people use for work purposes, like visiting client locations.
The total amount you'll pay for technology insurance will vary
depending on your organization, the unique risks you face, and the specific damage you're trying to protect against. Having said that,
according to one recent study, organizations typically pay around $67 per month, or roughly $800 per year, for this type of policy.
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At BIS Benefits, we pride ourselves on our ability to become your one-stop shop for all your business insurance needs. We always take the time to learn about you and your people to an intimate degree, allowing you to put together solutions that not only let you meet the challenges of today but that better prepare you for the ones you may face tomorrow, too.
In addition to offering insurance and employee benefits consultant services, we also offer business insurance, health insurance, and more. We want you to be able to rest easy knowing that your needs are being taken care of so that you can focus on what is rightfully the biggest part of your life: running the successful company you've always dreamed of.
If you'd like to find out more information about the mechanics of IT and technology insurance, or if you'd like to put together an appropriate package for your own business but aren't sure where to begin, please don't hesitate to contact the team at BIS Benefits today.
BIS Benefits works with companies all around the state of Georgia, below are some of the cities our clients are located in:
Business Insurance, Group Plans, and Employee Benefits? We're here to help! Our team is friendly, knowledgeable - and ready to answer your questions or put together a custom quote for your exact requirements. Contact us today!