Group Health Insurance in Georgia

Health Insurance For Businesses

At BIS Benefits, we understand that the key to a productive and efficient business is directly related to the health and wellness of all who work there. That's why we tailor our Georgia group health insurance offerings to play to your unique organization, not anyone else's. If your business has 15 employees or more, BIS is the ideal benefits broker for you.

Group Health Insurance in Georgia for Employers

Of course, sometimes putting together the right small business group health insurance package on your own can be quite a bit easier said than done. There are many different types to choose from - from PPO health insurance plans to HMOs, HSA-qualified, and more. That's why our team is ready and willing to sit down with you in a hands-on way, leveraging our years of industry experience to your advantage. That way, you can rest easy knowing that such an important contributing factor to your success is taken care of.

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Three Reasons To Choose BIS

Hand's On Team

Personal Insight, Cutting Edge Technology, and Coverage Expertise from Professional Insurance Industry Experts.

Industry Experts

Knowledgeable in All the Markets, Representing All Major Carriers - We Shop, You Save

Excellent Customer Service

Quick Response, Five Star Rated, BBB Credited, Best Customer Service in the Industry

Additional Coverages

As a Georgia small business owner, you can enhance your company's health insurance offerings by other types of supplementary insurance. BIS is here to assist you with finding the right insurance coverage for your needs!

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Allow BIS to aggressively shop the market to get you the most competitive rates.

Our Carriers

We quote all the top-rated carriers in Georgia including Humana, Anthem, Blue Cross, Aetna, United Health Care, Oscar, Renaissance, Cigna, Kaiser, Principal, Guardian, EMI, and more.

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    • Types of Small Business Health Insurance Plans

    1. PPO Health Insurance Plans. These plans have higher premiums, but you can see specialists and doctors out of network so long as you have an appropriate referral.
    2. HMO Health Insurance Plans. These are budget-friendly plans that are known for lower premiums and deductibles, despite the fact that many also have coinsurance. You must see doctors within the HMO's network.
    3. HSA-Qualified Health Insurance Plans. This refers to a type of savings account that lets people set aside money to pay for qualified medical expenses in a tax-free capacity.
    4. Indemnity Health Insurance Plans. Here, the insurer will only pay for a part of a doctor's visit or hospital bill.
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    Where We Work

    BIS Benefits works with companies all around the state of Georgia, below are some of the cities our clients are located in:

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    Why Health Insurance is

    Important for Employees


    Healthy employees tend to be more productive on average and happier overall, which goes a long way toward creating the most effective working environment possible. High-quality benefits like Georgia group health insurance also make it easier to attract and retain top talent for employers.

    Health Reimbursement Arrangements


    Also commonly known as HRAs, this is an account-based insurance plan that allows employers to reimburse employees for qualified medical expenses. By integrating with various health insurance plans, HRAs contribute to a comprehensive approach to employee benefits.

    A Broker You Can Trust

    At BIS Benefits, our hands-on team has the personal insight, cutting edge technology, and coverage experience needed to help your business and its people thrive. We want nothing more than for you to let us handle the complexities of Georgia group health insurance so that you can get back to focusing on what matters most: running the best business that you can.


    To find out more information about Georgia group health insurance, or to get answers to any other specific questions that you may have, please don't delay - contact BIS Benefits today.

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    Group Health Insurance FAQs

    • Does a Group Health Plan include Dental or Vision Coverage?

      Group Health Plans can include or exclude Dental and/or Vision Coverage. These additional coverages aren’t a requirement to be included in the insurance offerings, but they can be added initially or at any time.

    • Can my business change its group health insurance plan?

      Yes, an employer can change its group health insurance to another insurance carrier at any time during the calendar year, but most of the time, it is changed at the renewal date of the contract. Regarding changing any benefits within the group health insurance plan prior to the renewal date, depending on particular circumstances, carriers rarely allow any changes because of the legality of the contract.

    • How much does group health insurance cost in Georgia?

      There are many factors that affects group health insurance costs in Georgia: Number of FTE’s (Full Time Equivalent) employees, Date of birth (Employee & Dependents), Gender, Dependents covered under the plan, Address/Zip codes of company and employees, SIC (Standard Industrial Classification) code of Company, Previous 3-5 years of claims experience, Participation percentage of total FTE’s vs. Number enrolled in plan.

    • Does Georgia require businesses to have health insurance?

      For companies under 50 FTE’s (Full Time Equivalent) employees, Federal law, which supersedes State Law, does not require employers to offer group health insurance. Federal law requires employers with 50 or more FTE’s to offer group health insurance.

    • Do all of my employees have to enroll in a group health plan?

      No, employees do not have to enroll in a group medical plan offered by their employer.

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    Business Insurance, Group Plans, and Employee Benefits? We're here to help! Our team is friendly, knowledgeable - and ready to answer your questions or put together a custom quote for your exact requirements. Contact us today!

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