Georgia Commercial Property Insurance

Property and Casualty Insurance

Commercial property insurance covers the building, equipment inside the building, signage, inventory, and furniture in the event of a fire, storm, or theft. However, it could possibly exclude a catastrophic event like an earthquake and/or flood if not properly endorsed onto the policy. The policy can also include coverage for business interruption (loss of income) caused by a covered peril. With the rising costs of labor and construction materials, it is important to work with an agent, like BIS, who is consistently reviewing the correct replacement cost values so that you are not under-insured at the time of a loss. 

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commercial property insurance for businesses

What Does Commercial Property Insurance Cover?

Property & Casualty insurance helps protect your business’ physical assets. Additionally, this policy can also include business interruptions which can help contribute to your financial stability by providing compensation for lost income and ongoing expenses when your business operations are disrupted.

Buildings & Structures

Commercial Property Insurance shields the physical integrity of your business by covering the buildings and structures that house your operations. Whether it's your office, factory, or retail space, this coverage ensures that your business's foundation remains secure.

Equipment & Tools

Vital equipment and machinery essential to your business operations are safeguarded against unforeseen damage or loss. This protection helps maintain your operational efficiency by providing financial support to repair or replace critical tools.

Outdoor Signage & Landscaping

Your business's visual identity is preserved with coverage for outdoor signage. Whether it's your company logo, storefront signs, or advertising displays, this coverage ensures that your brand remains prominent and recognizable.

Inventory

The inventory that drive your business forward are covered, offering a safety net in case of damage or loss. This safeguard ensures that you can continue to meet customer demands and fulfill orders without significant disruptions.

Furniture

The furniture that shapes your work environment, from office desks to showroom fixtures, is protected under this coverage.  In the event of a fire, storm, or theft, this protection ensures that your business's comfort and functionality remain unscathed, preserving your work environment.

Natural Disasters

Commercial Property Insurance can be bolstered to include coverage against the ravages of natural disasters. From earthquakes to floods, this optional coverage provides financial resilience when facing the unpredictable forces of nature, helping your business recover and rebuild.

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Three Reasons To Choose BIS

Hand's On Team

Personal Insight, Cutting Edge Technology, and Coverage Expertise from Professional Insurance Industry Experts.

Industry Experts

Knowledgeable in All the Markets, Representing All Major Carriers - We Shop, You Save

Excellent Customer Service

Quick Response, Five Star Rated, BBB Credited, Best Customer Service in the Industry

commercial property insurance for businesses

Who Needs Commercial Property Insurance?

Commercial Property Insurance is indispensable for businesses of all sizes and industries. Whether you're a startup or a well-established corporation, this coverage safeguards your physical assets. From property owners securing their investments to retailers protecting inventory and fixtures, manufacturers ensuring operational continuity, and office-based businesses shielding equipment and documents, the scope is broad. It's equally vital for restaurants, medical facilities, service-oriented enterprises, property managers, and those in disaster-prone areas. In the intricate tapestry of business, this insurance emerges as a crucial thread, fortifying against unforeseen events and ensuring the resilience of operations. If your business is operating with more than 20,000 in annual premiums BIS Benefits is the commercial property broker for you!

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Allow BIS to aggressively shop the market to get you the most competitive rates.

Our Carriers

All the top-rated carriers in Georgia including Selective, Hanover, Travelers, Hartford, Nationwide, Chubb, Liberty Mutual, and more.

Where We Work

BIS Benefits works with companies all around the state of Georgia, below are some of the cities our clients are located in:

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A Broker You Can Trust

At BIS Benefits, we take immense pride in being recognized as one of Georgia's top employee benefits brokers. Over the years, our commitment to excellence has allowed us to serve our clients diligently. Alongside employee benefits, we provide an extensive range of major commercial insurance products, carefully tailored to suit your company's specific requirements. Our unwavering dedication is focused on effectively meeting all your needs.


Explore the advantages of collaborating with a Georgia-based employee benefits broker through discuss your unique requirements with a BIS Benefits professional, do not hesitate to get in touch. Reach out to the dedicated team at BIS Benefits today, and let us assist you in making well-informed and advantageous decisions for your business.

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Business Insurance, Group Plans, and Employee Benefits? We're here to help! Our team is friendly, knowledgeable - and ready to answer your questions or put together a custom quote for your exact requirements. Contact us today!

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