Privacy Statement / Terms of Use / Refund Policy

Privacy Statement

BIS Benefits, Inc. (hereafter, “BIS Benefits” or “BIS”) is committed to protecting your privacy. This Statement of Privacy applies to the BIS Benefits website (http://bisbenefits.com) and governs data collection and usage. By using the BIS Benefits website, you consent to the data practices described in this statement.

Collection of your Personal Information

BIS Benefits may collect personally identifiable information, such as your email address, name, home or work address or telephone number. BIS Benefits also may collect anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

Information about your computer hardware and software is automatically collected by BIS Benefits can include your IP address, browser type, domain names, access times and referring website addresses. This information is used by BIS Benefits for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the BIS Benefits website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through BIS Benefits public message boards, this information may be collected and used by others. Note: BIS Benefits does not read any of your private online communications.

BIS Benefits encourages you to review the privacy policy/privacy statements of any websites you choose to access via links on the BIS Benefits website so you can understand how those websites collect, use and share your information. BIS Benefits is not responsible for the privacy statements or other content on websites outside of the BIS Benefits and BIS Benefits family of websites.

Use of your Personal Information

BIS Benefits collects and uses your personal information to operate the BIS Benefits website and deliver the services you have requested. BIS Benefits also uses your personally identifiable information to inform you of other products or services available from BIS Benefits and its affiliates. BIS Benefits may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

BIS Benefits does not sell, rent or lease its customer lists to third parties. BIS Benefits may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is not transferred to the third party. In addition, BIS Benefits may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to BIS Benefits, and they are required to maintain the confidentiality of your information.

BIS Benefits does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

BIS Benefits keeps track of the websites and pages our customers visit within BIS Benefits, in order to determine what BIS Benefits services are the most popular. This data is used to deliver customized content and advertising within BIS Benefits to customers whose behavior indicates that they are interested in a particular subject area.

BIS Benefits websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on BIS Benefits or the site; (b) protect and defend the rights or property of BIS Benefits; and, (c) act under exigent circumstances to protect the personal safety of users of BIS Benefits, or the public.

Use of Cookies

The BIS Benefits website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize BIS Benefits pages, or register with BIS Benefits site or services, a cookie helps BIS Benefits to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same BIS Benefits website, the information you previously provided can be retrieved, so you can easily use the BIS Benefits features that you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the BIS Benefits services or websites you visit.

Security of your Personal Information

BIS Benefits secures your personal information from unauthorized access, use or disclosure. BIS Benefits secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

BIS Benefits will occasionally update this Statement of Privacy to reflect company and customer feedback. BIS Benefits encourages you to periodically review this Statement to be informed of how BIS Benefits is protecting your information.

Contact Information

BIS Benefits welcomes your comments regarding this Statement of Privacy. If you believe that BIS Benefits has not adhered to this Statement, please contact BIS Benefits at info@bisbenefits.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.

Terms Of Use

AGREEMENT BETWEEN USER AND BIS Benefits

The BIS Benefits website is comprised of various web pages operated by BIS Benefits.

The BIS Benefits website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the BIS Benefits website constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

BIS Benefits reserves the right to change the terms, conditions, and notices under which the BIS Benefits website is offered, including but not limited to the charges associated with the use of the BIS Benefits website.

LINKS TO THIRD PARTY SITES

The BIS Benefits website may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of BIS Benefits and BIS Benefits is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. BIS Benefits is not responsible for webcasting or any other form of transmission received from any Linked Site. BIS Benefits provides these links to you only as a convenience, and the inclusion of any link does not imply endorsement by BIS Benefits of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the BIS Benefits website, you warrant to BIS Benefits that you will not use the BIS Benefits website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the BIS Benefits website in any manner which could damage, disable, overburden, or impair the BIS Benefits website or interfere with any other party’s use and enjoyment of the BIS Benefits website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the BIS Benefits websites.

USE OF COMMUNICATION SERVICES

The BIS Benefits website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
    Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the Communication Services.
  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  • Harvest or otherwise collect information about others, including email addresses, without their consent.
  • Violate any applicable laws or regulations.

BIS Benefits has no obligation to monitor the Communication Services. However, BIS Benefits reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. BIS Benefits reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

BIS Benefits reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in BIS Benefits’ sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. BIS Benefits does not control or endorse the content, messages or information found in any Communication Service and, therefore, BIS Benefits specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized BIS Benefits spokespersons, and their views do not necessarily reflect those of BIS Benefits.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO BIS Benefits OR POSTED AT ANY BIS Benefits website

BIS Benefits does not claim ownership of the materials you provide to BIS Benefits (including feedback and suggestions) or post, upload, input or submit to any BIS Benefits website or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting BIS Benefits, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. BIS Benefits is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in BIS Benefits’ sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE BIS Benefits website MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. BIS Benefits AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE BIS Benefits website AT ANY TIME. ADVICE RECEIVED VIA THE BIS Benefits website SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

BIS Benefits AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE BIS Benefits website FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. BIS Benefits AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BIS Benefits AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE BIS Benefits website, WITH THE DELAY OR INABILITY TO USE THE BIS Benefits website OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE BIS Benefits website, OR OTHERWISE ARISING OUT OF THE USE OF THE BIS Benefits website, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF BIS Benefits OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE BIS Benefits website, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE BIS Benefits website.

SERVICE CONTACT : info@bisbenefits.com

TERMINATION/ACCESS RESTRICTION

BIS Benefits reserves the right, in its sole discretion, to terminate your access to the BIS Benefits website and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. andyou hereby consent to the exclusive jurisdiction and venue of courts in San Mateo County, California, U.S.A. in all disputes arising out of or relating to the use of the BIS Benefits website. Use of the BIS Benefits website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and BIS Benefits as a result of this agreement or use of the BIS Benefits website. BIS Benefits’ performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of BIS Benefits’ right to comply with governmental, court and law enforcement requests or requirements relating to your use of the BIS Benefits website or information provided to or gathered by BIS Benefits with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and BIS Benefits with respect to the BIS Benefits website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and BIS Benefits with respect to the BIS Benefits website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the BIS Benefits website are: Copyright 2016 BIS Benefits, Inc. All rights reserved. and/or its suppliers. All rights reserved.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.

Refund Policy

Services or service subscriptions purchased on the BIS Benefits website are non-refundable, however subscriptions may be cancelled at any time through the website or by calling BIS Benefits at 770-645-6908.